Everything We Know About the American Heartland

We are three lawyers in Austin, Texas talking about the American Heartland and what we know about the American Heartland.

Everything We Know about the Consumer Finance Protection Bureau

December 1, 2017

Show Notes

Mulvaney brings donuts to his first day of work at the Consumer Finance Protection Bureau.

NYTimes Normalizes Nazis

A voice of hate in America’s Heartland.

Consumer Finance Protection Bureau

The CFPB is established by the Dodd-Frank bill.

Article II of the Constitution says:

[The President] shall have Power, by and with the Advice and Consent of the Senate ... shall appoint Ambassadors, other public Ministers and Consuls, Judges of the supreme Court, and all other Officers of the United States, whose Appointments are not herein otherwise provided for, and which shall be established by Law: but the Congress may by Law vest the Appointment of such inferior Officers, as they think proper, in the President alone, in the Courts of Law, or in the Heads of Departments.


TJ: BMJ, Drinking coffee is ‘more likely to benefit health than to harm it’ for a range of health outcomes via ScienceDaily.com.

Ruchit wants to buy a house in British Columbia.

AJ: Miss Yeah, the greatest YouTuber of all time.


Everything We Know about Taxes

November 21, 2017

Show Notes

In this episode, we try to bore our listeners to death by discussing taxes.

Tax Deductions

Cardin would exempt the first $100,000 of income for couples from income tax ($50,000 for singles, $75,000 for single parents), meaning that the vast majority of people would no longer pay income taxes. He’d consolidate rates to three — 15, 25, and 28 percent — and cut the corporate tax to 17 percent. That’s a lower top individual rate, and a lower corporate rate, than the Senate is proposing. To pay for it, he’d introduce a value-added tax, the kind of consumption tax used in most other rich countries, and add a rebate so that poor people don’t see their taxes go up.

From Vox:

Tax distribution in 2027

Why is this Happening?


An outdated citizenship rule is bringing down Australia’s parliament.


TJ: The Longevity Illustrator and the U.S. Life Tables published by the CDC.


Ruchit: Pretty cool infographic on every tax cut and increase.


Everything We Know about the Virginia Elections

November 13, 2017

Show Notes

Virginia had elections that went for the Democrats. In this episode, we talk about that.

Health Insurance


Supreme Court

Jesner v. Arab Bank:

  • AJ: 8-1 Arab Bank
  • Ruchit: 6-3 Arab Bank
  • Tom: 5-4 Jesner


Ruchit hawks LuLuLemon shorts, like he’s done in many many previous episodes.

AJ: Irv Refkin, Brash Accidental Spy in World War II, Dies at 96.

TJ: Texas Tribune, How Renting Furniture in Texas can land you in jail?


Everything We Know about ICE

November 3, 2017

Show Notes


Everything We Know about Bob Corker

October 23, 2017

Show Notes

Turns out the gang knows a lot about old white dudes. But first we talk about whether Donald Trump is a dictator.

Follow Up

Ruchit has no ability to use technology.

Bob Corker

Ruchit likes Bob Corker and wonders if any democrats have said that Trump is leading us to war?

Have any democrats warned of the same?

  1. Prominent Democratic financial backer warns Trump will lead us into war.
  2. Chris Murphy, D-Conn, warns of world war.
  3. California Democratic representative warns of world war.
  4. 64 Democratic Legislators warn of Trump war.
  5. Huffington Post warns Trump could start WW3.
  6. DiFi et al warn of nuclear war.
  7. Several key Democratic lawmakers said that Mr. Trump’s heated rhetoric will lead to war
  8. Hillary Clinton says Trump is a clear and present danger to the world.

Bob Corker

Supreme Court Predictions

It’s about arbitration! Listen to our arbitration episode to find out more!


Ruchit: Ruchit was going to do something but he didn’t do it in Episode 29. He was going to listen to the Yale class on music and he was going to listen to an episode a week. He has listened to one class.

TJ: Singles Day

AJ: Ryan Zinke has a personal flag.